Which situation would NOT be considered an injury that "arises out of and in the course of" employment?

The correct response indicates that an employee injured during a lunch break in the factory parking lot does not meet the criteria for an injury "arising out of and in the course of" employment. This is primarily because breaks, including lunch breaks, are typically considered personal time where employees are not engaged in work-related duties. While injuries can occur in the workplace or its immediate vicinity, the specific context of taking a break away from work responsibilities is a key factor in determining the compensability of the injury under workers' compensation laws.

In the case of the other scenarios, they each present a situation directly linked to work activities or the work environment. An injury caused by the carelessness of another worker tends to be connected to workplace interactions and can often qualify for compensation. Similarly, injuries that result from an employee's negligence during work duties could still be covered under workers' compensation as they occur within the employment framework. Even incidents that involve known risks related to the job can still be considered within the scope of employment if they occur while performing work tasks. Therefore, option A, involving an injury during a personal break, doesn’t fulfill the necessary criteria for workers' compensation coverage, as it reflects activities outside the course of employment.