Which of the following statements about workers' compensation is true?

Which of the following statements about workers' compensation is true?

• A. It requires injured employees to prove employer negligence.
• B. It offers wage replacement and medical benefits.
• C. It does not cover workplace injuries.
• D. It allows employees to file lawsuits against employers.

Answer: (B)

The statement that workers' compensation offers wage replacement and medical benefits is accurate. Workers' compensation programs are designed to provide financial assistance and medical care to employees who sustain injuries or illnesses as a direct result of their job. This system ensures that employees receive necessary medical treatment to aid in their recovery, while also providing them with a portion of their wages if they are unable to work due to their injury. In contrast to the option about requiring proof of employer negligence, workers' compensation operates on a no-fault basis. This means that employees do not need to establish that their employer was at fault for the injury in order to receive benefits. Furthermore, the system is specifically designed to cover workplace injuries and illnesses, thereby contradicting the statement that it does not cover such incidents. Finally, while workers' compensation generally limits the ability of employees to sue their employers for workplace injuries, there are exceptions in certain circumstances, which means that the assertion about allowing lawsuits does not accurately reflect the fundamental premise of the worker's compensation system.

The statement that workers' compensation offers wage replacement and medical benefits is accurate. Workers' compensation programs are designed to provide financial assistance and medical care to employees who sustain injuries or illnesses as a direct result of their job. This system ensures that employees receive necessary medical treatment to aid in their recovery, while also providing them with a portion of their wages if they are unable to work due to their injury.

In contrast to the option about requiring proof of employer negligence, workers' compensation operates on a no-fault basis. This means that employees do not need to establish that their employer was at fault for the injury in order to receive benefits. Furthermore, the system is specifically designed to cover workplace injuries and illnesses, thereby contradicting the statement that it does not cover such incidents. Finally, while workers' compensation generally limits the ability of employees to sue their employers for workplace injuries, there are exceptions in certain circumstances, which means that the assertion about allowing lawsuits does not accurately reflect the fundamental premise of the worker's compensation system.