Which exclusion is NOT found under Part Two - Employer's Liability of the standard workers' compensation policy?

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The correct answer, which indicates the exclusion not found under Part Two - Employer's Liability of the standard workers' compensation policy, is the third option. This is because the legislation governing workers' compensation explicitly allows claims for bodily injury that occur during the employment of the worker within the covered policy period. Unlike certain exclusions that address specific situations, such as injuries to illegally employed individuals or injuries that occur outside the U.S., legitimate claims for injuries sustained in the course of employment are generally covered as long as they occur within the designated time frame of the policy.

The other options refer to specific exclusions that are clearly stated in the policy. For instance, injuries to illegally employed workers are not covered because such employment is often against the law, thus limiting liability for the employer. Similarly, injuries occurring outside the U.S. are excluded because the policy typically applies to work conducted within the national borders. Intentional acts also fall outside the coverage, as these are actions not considered compensable under workers' compensation, as they result from the worker's own deliberate behavior. This framework aligns with the foundational principles of workers' compensation, which is designed to protect employees against workplace injuries while excluding certain situations that are not deemed appropriate for coverage.

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