What will the basis of Veronica's TTD benefit calculation be?

Prepare for the Connecticut WC Insurance Exam. Study with diverse question formats that include detailed explanations. Get exam-ready today!

In Connecticut, the Temporary Total Disability (TTD) benefit calculation is primarily based on the average weekly wage (AWW) that the employee earned before the injury. This average is determined using the highest earnings over a specific period leading up to the injury.

The correct choice implies that the calculation will consider Veronica's wages over the last 52 weeks. This period is significant because it can better represent her earning capacity and provide a more accurate assessment of her financial situation prior to the injury. Utilizing a full year allows for fluctuations in earnings and captures seasonal variations in work hours or pay, ensuring that the TTD benefit reflects a realistic and fair compensation for the lost income due to the injury.

Using a shorter timeframe, such as 26 weeks or 40 weeks, might not sufficiently account for any variations in Veronica's income, or could artificially inflate or deflate her average wage for the purpose of calculating benefits. Estimating future earnings would also not be appropriate, as TTD is calculated based on actual earnings prior to the injury rather than projections or assumptions about future income. Hence, determining TTD benefits based on wages from the last 52 weeks provides the most accurate basis for compensation during the recovery period.

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