What type of accident typically qualifies for workers' compensation?

Prepare for the Connecticut WC Insurance Exam. Study with diverse question formats that include detailed explanations. Get exam-ready today!

Workers' compensation is designed to cover injuries that occur in the course of employment, specifically during the performance of job-related duties. When an employee is engaged in activities that are clearly part of their job responsibilities, any resulting injuries generally meet the criteria for workers' compensation. This coverage is intended to provide financial support for medical expenses, lost wages, and rehabilitation costs when employees are injured while fulfilling their work obligations.

In contrast, accidents that occur during personal errands or outside of working hours, as well as those occurring at social events not directly related to job duties, typically do not qualify for workers' compensation. This is because these incidents fall outside the scope of employment and do not relate to a work task or responsibilities directly associated with the employee's job role.

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